Life Insurance

Explore the various insurance plans that Your Team Financial offers.  If you have any questions do not hesitate to contact us.

Term life insurance

Term life insurance is simple and affordable , providing a fixed amount of insurance for a specific period of time.

In the event of your death, the policy pays a tax-free benefit, to your beneficiaries.

Term life provides temporary protection you can customize to meet your changing needs.

Participating life insurance

Participating life insurance is a type of permanent whole life insurance coverage that can be eligible to receive dividends.

The amount of coverage you choose and your premiums are guaranteed for life.

You can use the dividends to buy more coverage, reduce your annual premium cost or earn interest inside the plan. Or you can take them in cash. Dividends are not guaranteed.

Universal life insurance

Universal life insurance is a flexible type of permanent life insurance that combines protection and savings.

You choose a guaranteed death benefit that your beneficiaries will receive.

The payments you make above the cost of insurance earn tax-preferred interest.

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