Living Benefits

Critical Illness Insurance

Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy, you will receive a lump-sum cash payment. And, unlike reimbursed health insurance benefits, you decide how to spend the money.

Disability Insurance

Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn an income. A disability can result from a number of causes, including an injury, a serious illness or a mental health issue. And the duration of a disability can be either short- or long-term.

Long Term Care

Long term care insurance provides an income-style benefit if you become unable to care for yourself due to aging, an accident, illness or deteriorated mental abilities.

Health And Dental Benefits

Available as individual or group plans. Health and Dental provides supplementary coverage to government programs by offering unique personal extended health, dental and travel options. Our plans give you the tools you need to plan ahead, so that if something unexpected occurs, you are prepared and can focus on healing instead of worrying about your finances.

Loan Insurance

Loan Insurance is an ideal solution because it allows you to pay off all or part of your loan balance in the event of disability.

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